Payments Infrastructures and Services

Comprehensive management solutions for payments, exchanges and discounting of bills: representation on the SNCE (Spanish National Electronic Clearing System), EBA, processing of cheques, channelling payment orders and SWIFT technical solutions.

Cecabank provides its customers with a broad set of comprehensive payment services that includes:

  • Representation on the SNCE and at the EBA. Processing and management of operations in both associations.
  • The processing of cheques both in euros and in foreign currencies drawn in the international sphere.
  • The channelling of payment orders in euros and in foreign currencies for processing in the most efficient system.
  • Connectivity to the SWIFT network and to the main market infrastructures (Target2, Target2 Securities, etc.).


Companies represented in the SNCE


million transactions processed


Companies with SWIFT technical coverage

Over 4.2

million SWIFT messages processed in 2021


We create solutions that contribute differential value

  • Independence
  • Certified quality
  • Reliability
  • Efficiency
  • Added value

Julio César Fernández

Director of Business Development and Operational Support

He holds a degree in Economics and Business Studies from CUNEF and an Advanced Diploma in Economics, and has more than 20 years' experience. He holds a master's degree in Marketing and Management from ESIC and a master's degree in Administration and Management of Non-Profit Foundations and Companies from the Autonomous University of Madrid. He is also an associate professor at the Complutense University of Madrid.

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