{"id":19938,"date":"2025-10-14T12:33:38","date_gmt":"2025-10-14T12:33:38","guid":{"rendered":"https://www.cecabank.es/eng/?p=19938"},"modified":"2025-10-28T12:43:23","modified_gmt":"2025-10-28T12:43:23","slug":"savings-and-investments-union","status":"publish","type":"post","link":"https://www.cecabank.es/eng/savings-and-investments-union/","title":{"rendered":"La Savings and Investments Union, una oportunidad histórica para transformar el sistema financiero europeo"},"content":{"rendered":"\n<p><strong>José Carlos Sánchez-Vizcaíno</strong>, director de Supervisión de Depositaría de <strong>Cecabank</strong>, ha participado en el <strong>XXXII Debate Legal</strong> organizado por FundsPeople, donde ya anticipaba que la <em>Savings and Investments Union</em> es una iniciativa clave para transformar el sistema financiero europeo. Tal y como consideran las instituciones europeas, esta propuesta abre la puerta a un mercado más integrado, competitivo y atractivo para los ahorradores minoristas. Sin embargo, para que se convierta en realidad, será necesaria voluntad política y un marco fiscal convincente.</p>\n\n\n\n<p>Durante la XXXV edición del Debate Legal, la visión de los expertos fue unánime: sin incentivos fiscales, educación financiera y coordinación regulatoria, la oportunidad que representa esta unión puede quedarse corta. La colaboración entre el sector público y privado será esencial para que esta iniciativa tenga éxito.</p>\n\n\n\n<p>En la mesa, moderada por <strong>Arantxa Rubio</strong> (<em>FundsPeople</em>), participaron <strong>José Carlos Sánchez-Vizcaíno</strong> (Cecabank), <strong>Virginia Arizmendi-Ortega</strong> (INVERCO), <strong>Paula De Biase</strong> (Baker McKenzie), <strong>Pilar Lluesma</strong> (Ashurst) y <strong>Francesc Cholvi</strong> (Garrigues). Todos coincidieron en que la implementación efectiva de la <em>Savings and Investments Union</em> requerirá un esfuerzo coordinado entre los estados miembros, un marco fiscal atractivo y una estrategia clara para fomentar la participación de los ahorradores minoristas.</p>\n\n\n\n<p>La <em>Savings and Investments Union</em> tiene el potencial de ser un pilar transformador para el ahorro y la inversión en Europa. Pero como bien señalan los expertos, su éxito dependerá de que se den las condiciones adecuadas para que los ciudadanos confíen, participen y se beneficien de un sistema más eficiente y accesible.</p>\n","protected":false},"excerpt":{"rendered":"<p>José Carlos Sánchez-Vizcaíno, director de Supervisión de Depositaría de Cecabank, ha participado en el XXXII Debate Legal organizado por FundsPeople, donde ya anticipaba que la Savings and Investments Union es una iniciativa clave para transformar el sistema financiero europeo. Tal y como consideran las instituciones europeas, esta propuesta abre la puerta a un mercado más [&hellip;]</p>\n","protected":false},"author":4,"featured_media":19941,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[40],"tags":[],"class_list":["post-19938","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cecabank-medios"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https://yoast.com/product/yoast-seo-wordpress/ -->\n<title>La Savings and Investments Union, una oportunidad histórica para transformar el sistema financiero europeo | Cecabank</title>\n<meta name=\"description\" content=\"José Carlos Sánchez-Vizcaíno, director de Supervisión de Depositaría de Cecabank, ha participado en el XXXII Debate Legal organizado por FundsPeople.\" />\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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