2nd Payments Conference
Upcoming business challenges
Madrid, 6 March 2024
Cecabank Assembly Hall
2nd Payments Conference
Upcoming business challenges
Madrid, 6 March 2024
Cecabank Assembly Hall
Dear friends, customers and partners:
The trend towards a society where digital payments are at the forefront is unstoppable. Throughout 2023, we have witnessed how this payment method has continued to grow; by 2030, such transactions are expected to consolidate their use compared to cash and to triple in number globally. This context reflects a clear trend towards the replacement of cash between individuals by more instant, faster and more agile account-to-account (A2A) payments, which still face major challenges that will require new functionalities and technological capabilities.
Cecabank is an active player in the remarkable transformation that society is undergoing. As a one-stop shop for payments and a specialist in card, account, e-commerce and mobile payment solutions, in the last year we have processed more than 1.45 billion card transactions and more than 800 million account transactions, including 156 million customer-to-customer Bizum transactions. In line with our strong commitment towards innovation, we have made significant progress in the implementation of new features to facilitate instant payments both between individuals and in retail outlets.
This comprehensive evolution of the payment system is characterised by its constant dynamism, a consequence of unprecedented disruption that requires all participants in the value chain to rethink their strategy. New technological actors, major players in today's financial services, and emerging proposals - the digital euro or CBDCs - combine with the incessant demand from users for faster and more agile transactions, but also with growing concerns about security. All this in an increasingly interconnected scenario, which requires an open and universal regulatory framework to ensure the sustainability of the system. This is why it is necessary to continuously reformulate payment solutions in order to adapt to new challenges, establish trends and innovate at the same pace as digital transformation and globalisation.
Against this background and as a benchmark hub for payments, Cecabank is organising the second edition of our Payments Conference, under the title 'Upcoming business challenges', in which we invite you to address and analyse together the challenges and opportunities facing the sector. I would be delighted to welcome you to the Cecabank Assembly Hall on 6 March 2024 to discuss the trends that will revolutionise the sector in the coming years.
We hope to see you there.
Juan José Gutiérrez
Corporate Director
Technological Services, Cecabank
Cecabank is a benchmark institution with more than 30 years of experience in flexible and innovative solutions for processing card, account, e-commerce and mobile payments, guaranteeing the highest standards of security and regulatory compliance.
On 6 March 2024, Cecabank will organise the 2nd Payments Conference: 'Upcoming business challenges'. This new edition will bring together leading industry professionals with a view to exploring trends on the horizon in the sector, analysing the role of emerging payment technologies and reflecting on the present and future regulatory framework.
The payments industry has undergone a remarkable transformation in recent years, driven by digitalisation and changing consumer habits. This trend, together with the continued growth of alternative payment methods to cash, suggests that innovative proximity payment technologies are taking the user experience to the next level, setting the direction towards which new forms of payment between individuals and between retailers are increasingly moving. Immediacy and the quality of the customer experience are key aspects of this process. This is accompanied by the development of emerging propositions, such as cryptocurrencies, and projects under development such as the digital euro. This future allows us to observe three main trends that will dominate the digital payments landscape: interoperability, disintermediation and security, anchored in a firm commitment towards technology.
This conference, which will feature distinguished industry experts, will explore how technological and regulatory challenges are impacting the business and analyse the opportunities facing the payments industry in the coming years.
The conference will be opened by Juan José Gutiérrez, Corporate Director of Technology Services at Cecabank. In addition, representatives from the Bank of Spain, Bank of England, Bizum, Swift, STMP, VISA, Iberpay, EURO 6000, Mastercard, American Express, Funcas and other Cecabank experts will attend the conference.
Cecabank is a one-stop payment shop with a commitment to service with over 30 years of experience, offering access to any card scheme, to Swift and to national and international clearing houses. The bank stands out as a specialist provider of flexible and innovative solutions for retail payment processing, ATMs and mobile payment solutions.
In addition, its service offering ranges from comprehensive solutions for the management of payments, exchanges and bill discounting to foreign exchange solutions for international payments, through the Global FX Payments service, as well as dynamic currency conversion solutions for retailers and ATMs, using the latest technology in artificial intelligence. The availability of Swift's Service Bureau solution and Cecabank's network of correspondents enables customers' payments to be sent anywhere in the world. And because it is a bank, Cecabank guarantees the highest standards of security and regulatory compliance.
Since 2012, Cecabank has tripled the number of annual card transactions processed, from 500 million in 2012 to more than 1.45 billion in 2023, and has continued to address changes to its platform to ensure the best availability and high performance of its services to accommodate the increased volume in instant digital payments, processing 156 million C2C Bizum transactions over the past year.
Furthermore, during this past decade, Cecabank has entered into strategic agreements with top-tier partners such as Visa, Cardtronics or Diebold-Nixdorf, and has strengthened its customer base and services portfolio in anticipation of new market requirements.
TALKS
MARCH
SPEAKERS
Agenda
Nuño Rodrigo, Editor-in-Chief, Markets, at El País
Rubén González, Head of Iberia Swift
Juan Carlos Martín Guirado, CEO of STMP
Eduardo Prieto, VISA Country Manager
Moderated by: Nuria Mohedas, Director of Payments and Digital Banking at Cecabank
Alejandra Bernabei, CEO of EURO 6000
Alberto López, VP Digital Assets Security at Mastercard
Gonzalo Pérez del Arco, Vice President EMEA Government Affairs American Express Europe
Moderated by: Julio Cesar Fernández, Director of Business Development and Operations Support at Cecabank
Diana Carrasco, Head of Digital Pound, Bank of England
Moderated by: Juan José Gutiérrez, Corporate Director of Technology Services at Cecabank
Hosted by: Mónica Malo, Director of Communications, External Relations and Sustainability at Cecabank
Speakers
Nuño Rodrigo
Editor-in-Chief, Markets, at El País
Brochure
Gallery
Videos
The experts' view
Full event
Contact
Venue
Cecabank
Assembly Hall
C/ Caballero de Gracia, 28
28013 Madrid
Para confirmar tu asistencia al evento (aforo limitado; reserva bajo orden de inscripción), escribe a:
relaciones.institucionales@cecabank.es
About Cecabank
Cecabank is a wholesale bank that offers specialised solutions in Payments, Technology Platforms and Treasury Management, and is the leading bank in Spain and Portugal in Securities Services. It offers products and services with a high degree of specialisation, thanks to its financial, technological and business expertise, it creates value by focusing on customer excellence, and maintains its focus on digital transformation.
Cecabank is a one-stop payment shop with a commitment to service with over 30 years of experience, offering access to any card scheme, to Swift and to national and international clearing houses. The bank stands out as a specialist provider of flexible and innovative solutions for retail payment processing, ATMs and mobile payment solutions.
In addition, Cecabank is a benchmark bank in the provision of digital banking services and online fraud monitoring. It offers digital identity services in trading processes and electronic signatures, acting as a trusted third party, enabling banks to interact with their customers in a secure and reliable manner through any channel.