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Cecabank Report 2018
Our business model
Digitisation of Processes, Omnichannel
Services and Data Analysis
During 2018, the new Volkswagen Bank online banking service was
launched for clients, integrating a comprehensive hosting solution of
the new main banking business. Eurocaja's new online banking service is
starting to be developed in this model, and a new institution, Chaabi Bank,
is being incorporated into the mobile banking solution.
We have worked in providing entities with an appification platform that
complies with PSD2 regulations, which will come into force in 2019. This
project has also involved a comprehensive renewal of the online fraud
monitoring services carried out by Cecabank to accommodate the Strong
Customer Authentication (SCA) policies established by EBA's RTS for PSD2.
With regard to the omnichannel services carried out by Cecabank, an
electronic mandate project has been developed and is expected to be
available for clients in 2019.
TThe developments required to facilitate the incorporation of the 3Dsecure
2.0 standard for online payment, on both the issuing and recipient sides,
have also been carried out.
With regard to electronic billing, we have started to channel all the invoicing
issued by an entity through Cecabank's platform. This has led to incorporating
mass data storage and management systems with a Big Data approach.
Digital Solutions
Cecabank is an expert in specialised technology, digitisation of
processes, omnichannel services and technological outsourcing.
Digitisation of
Processes
Omni-channel
Service
Business
Intelligence
Technology
Solutions
Technological
Outsourcing
4 | 4.2
6,135,018
703,341,656
21,835,073
Transactions processed
by the payment
gateway (virtual POS)
Number of transactions online
banking in the
platform
Number of SMS sent
7,784,692
Number of electronic
invoices processed by
the electronic invoice
platform
6,003,952
Number of Bizum
transactions processed