Informe_Anual_Cecabank_2016_ENG

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Robust capitalisation
At the close of the 2016 financial year Cecabank’s solvency ratio stood at
31.65% with 99.8% of capital being common equity Tier 1 capital, i.e. the
Tier 1 ratio stood at 31.58%.
A key factor for management is keeping a sound capital structure in terms
of quantity and quality. As a result (and as reflected in the graph) in recent
years, the Tier 1 capital base has been progressively strengthened through
the capitalisation of profit which, together with the maintenance of low risk
levels, has enabled a sustained improvement in capital ratios over time.
TIER 1 CAPITAL
TIER 1 CAPITAL TIER 2 CAPITAL TOTAL CAPITAL RATIO (RIGHT SCALE) TIER 1 CAPITAL RATIO (RIGHT SCALE)
1,000
30%
20%
10%
0%
750
500
250
0
2010 2011 2012 2014 2016 2013 2015
Cecabank 2016 Annual Report Page. 86
06 FINANCIAL INFORMATION
6.1
6.