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7

2018 Pillar 3 Disclosures

Risk Management

2.1 Policies and Objectives 08 2.2 Corporate Governance of the risk function 10 2.2.1 Responsibilities of the governing bodies 11 2.2.2 Policies for selecting board members and diversity of the Board of Directors 12 2.2.3 Supporting structure for the Board of Directors 13 2.2.4 Risk management departments 14 2.2.5 Internal Audit of Risks 16