3 / 76
Pág. 3
Our business model
3.1 Strategic lines 30 Economic and regulatory environment 31 Building the future 38 Business lines 42 3.2 Financial information 64 Activity 64 Income Statement 66 Capital base 67 Ratings 67 3.3 Business risk 68 The risk function at Cecabank 682015 Annual Accounts
03
04
4.1 Cecabank, S.A. 74 I ndividual Annual Accounts, management report and audit report for financial year 2015 74 4.2 Cecabank, S.A. and Subsidiaries in the Cecabank group 74 Consolidated Annual Accounts. Management report and audit report for financial year 2015 74