

Page. 39
Cecabank
2015 Annual Report
In 2015, the growth of the business outstripped the
estimates in the Strategic Plan.
Cecabank continues to explore and diversify treasury
management clients. New operations were conducted
with Public Administrations and the business with
corporates is growing, thus increasing the variety of
transactions. Currency transactions were favoured by
the increase in tourism and the depreciation of the euro.
New clients are being captured from traditional sectors
and others.
The Treasury Platform is fulfilling the implementation
plan for
ICO
(official credit institute) projects, and is adding
clients from other entities in the sector.
Treasury
Management
Treasury
Management
Banknotes
1
2
3
Treasury and
Risk Support
The economic recovery is being reflected in the rise on
consumer indicators, and this is also reflected in the
payments and business processes activity.
Banking
Services
Means of
payment
Payment and
clearing systems
Business
intelligence
and new
channels
Financial
reporting
Regulatory
consulting
International
business
Bank Training
School
1
2
3
4
5
6
7
In the past three years, improved efficiency has
strengthened relations with clients and has led to
greater diversification.
1. Strategic lines | Economic and regulatory enviroment | Building the future | Business lines 2. Financial information | Activity |I
ncome Statement | Capital base | Ratings 3. Business risk | The risk function at Cecabank03 Our Business Model