Cecabank grows in all its lines of business in 2025 and consolidates its leadership in postcontracting, speeding up its technological and stance transformation international
The bank is consolidated as key infrastructure of the financial system, generating synergistic gains, scale and efficiency in costs
The complete entity a key year in its Strategic Plan and exceeds the 98 million net profit in 2025, maintaining one of the higher solvency rates of the financial sector Spanish (CET1 52.63%)
Cecabank, ten years being the best bank guard of Spain
Cecabank, leading depositary bank on the market Iberian and supplier B2B of reference in services of securities, treasury and payments, closed in 2025 a financial year key for its strategic consolidation. The company strengthened its position as an infrastructure regardless of reference for the industry of the postcontracting, moved forward in its international deployment and it registered significant growths in all its lines of business, all of this in an economic and regulatory environment demanding.
To this activity the principal value is summed differential of Cecabank: a highly specialised knowledge built for more than a decade, an operational experience that covers all the chain of postcontracting and a skills of accompaniment integral —normativo, operation and of negocio— that generates efficiencies and economies of scale. All of this, maintaining a neutral model and the strategic vocation of not competing with its clients.
Cecabank, a model of solid business with potential for growth
The area of Securities Services returned to be the main activity engine and it reached new maximum at the close of 2025: more than 285,700 million euros in deposited assets and 398,800 millions in low assets custody. These bodies consolidate to Cecabank as the great national depositary independent - providing service to more than fifty collective investment institution' managers, pension funds, EPSV and companies of venture capital - and as one of the European major suppliers of custody and settlement services, accompanying to more than 135 institutions.
The growth came accompanied by a strategic decisive advance: the opening of the new branch in Luxembourg, that is summed to the operations in Lisbon from 2018 and in the branches of London and Frankfurt. This international expansion strengthens the skills of the bank to offer cross-border services to vehicles UCITS and AIFMD in one of the financial centres more relevant of Europe.
In parallel, Cecabank obtained the licence MiCA, becoming the first guard B2B institutional registered in Spain for the provision of services of custody and transmission of orders of criptoactivos. This landmark positions to the company to the avant garde in the convergency between regulation, technology and management institutional, expanding its value proposal for managers, insurers, credit institutions and other actors of the financial ecosystem.
The boost of the activity was reflected also in the evolution of the area of Cash Management, from where Cecabank makes profitable its clients' core resources within a frame of prudent risks and offers services of intermediation in currencies, fixed income and equities. The area strengthened its role in the national markets and international and it launched its securities lending service in type of agency. In 2025, Cecabank participated in the first operation fully domestic of agency securities lending in Spain, a landmark that brand a decisive advance in the development of a local specialised model, aligned with the international best practices in management of secondary and operational efficiency.
In the field of Payments, Cecabank strengthened its role as critical infrastructure of the sector, expanding skills and diversifying solutions to offer safer payments, efficient and cross-border. The company also provided the settlement of payments to clients not members of Spanish and European clearing houses. With presence in more than ten countries and more than 300 clients, Cecabank registered a total volume of transactions higher than 2,420 millions, of which more than 1,859 millions correspond to cards and 189 millions to transactions Bizum from client to client.
In a complementary way, the bank has followed moving forward in its technology management plan, aimed at strengthen the cybersecurity, the operational resilience and the deployment of applications of next generation. They took place initiatives aimed at offer more innovative services, optimise critical infrastructures and strengthen the technological base that maintains the main lines of business. This technological boost constitutes an essential pillar of its consolidation strategy and growth.
Cecabank consolidates its financial solidity in the first year of its Strategic Plan 2025‑2027
The company obtained in 2025 a net result of 98.4 million euros, 13.5% more than in 2024. These results are produced in the first execution year of the Strategic Plan 2025‑2027, designed for consolidate the growth of the company, strengthen its independent business model and capture new opportunities in a financial market in full transformation.
The growth so much of the financial margin and of the incomes for fees has been boosted by the positive evolution of all the lines of Securities Services and for the good performance of the businesses of Cash Management and Payments, within the framework of the advance of the technological strategy and of the diversification of incomes.
This evolution of the financial margin and of the fees allowed raising the gross income until 416.3 million euros.
For the side of the operational costs, general expenses of administration replied mostly to the starting up of new businesses, to the increase of the technological requirements and to the implementation of initiatives aimed at strengthen the operational resilience and technological of the company, in line with the strategic priorities of the Plan 2025‑2027.
After considering the repayments, as well as the provisions, the depreciation and the cancellation of assets, Cecabank closed 2025 with a solid evolution of its ordinary activity, confirming the strength of its model of business and its skills to generate sustainable growth.
Cecabank maintains similarly one of the higher solvency rates of the financial sector Spanish, with a CET1 of 52.63%, well above of the regulatory requirements, a reflection of a solid balance sheet and of a prudent management of the risks, which strengthens the solidity of its model of business and its skills to follow accompanying to its long-term clients.
Cecabank, better bank guard of Spain for the tenth consecutive year
In 2026, the Overall special interest magazine Banking and Finance Review has recognised again to Cecabank as better bank guard of Spain, an award that the company receives for the tenth consecutive year. This recognition, one of the more valued in the international realm of services of postcontracting, reasserts the leadership of Cecabank in the industry and the confidence that the clients deposit in its independent business model.
The prize emphasises the high degree of specialisation of the bank in Securities Services, its skills to offer advanced solutions of depositary, custody and settlement, as well as its solvency structurally high, that situates to the company between the sturdiest ones of the Spanish financial system. This excellence path reflects a commitment maintained with the quality of service, the operational efficiency and the innovation in the support to the financial institutions.
