Cecabank consolidates its Payment Meeting as a forum of reference of the sector, gathering to 200 representatives of more than 145 companies to analyse the major transformation vectors of the payments in Europe
The interoperability of the payments, the irruption of digital new currencies and a geopolitical environment increasingly fragmented went analysed topics in the meeting
Cecabank consolidates its role as a panEuropean infrastructure of payments B2B, driving the technological innovation to provide safer payments, efficient and without borders for its clients, in line with the advance towards an increasingly comprehensive payment European market
The ecosystem of payments goes through in 2026 a tipping point, boosted by the full implementation of the instantaneous payments to European level, the increasing regulatory pressure on the operational resilience and the appearance of fee-paying new tools and models of business around the same. This context demands sturdier fee-paying infrastructures, interoperable and sure, able to operate real-time and with Europe-wide homogenous standards. In this stage, Cecabank, reference wholesale bank specialised financial and technological services, has celebrated today the IV edition of its low Payment Meeting the slogan “The evolution of the payments in an environment of change”.
The meeting has gathered to more than 200 professionals of more than 145 companies and strengthens its reference position as forum for the ecosystem of payments. Throughout the meeting, the sector has tackled, from different perspectives, the main transformation vectors of the payments, analysing the increasing interconnection between domestic and international fields, the advance of the digital currencies, challenges of the interoperability and the impact of technological factors, regulatory and geopolitical on the fee-paying infrastructures.
The meeting has been inaugurated by Ainhoa Jáuregui, chief executive officer of Cecabank, and Nuño Rodrigo, Cinco Días's deputy director. The CEO of Cecabank, Ainhoa Jáuregui, emphasised that “the payments can not understand from the uniqueness. No actor, for big that it is, can cover alone the complexity of the current ecosystem. Today, more than never, the cooperation and the alliances are the real engine of the innovation and the resilience”, to which it has added: “From Cecabank, as wholesale bank specialised in payments, reassert our commitment with the transformation of the ecosystem, participating actively in the strategic projects that they will mark the future of the payments in Europe, accompanying to the companies in its modernisation processes and adjustment, and collaborating closely with supervisors and regulators to contribute to a solid frame and coherent”.
In the first round table, Mónica Campanet, Head of Operations and TEMPORARY DISABILITY of Bizum; Alberto González, Managing Director of EURO 6000; Juan Luis Encinas, CEO of Iberpay; and Luis Álvarez‑Cascos, director of Marketing, Business and Innovation of STMP, analysed the progressive connection between domestic and international fields, putting the focus in the need of moving forward towards increasingly interoperable models and scalable. From the perspective of the infrastructures and solutions principals of the ecosystem, the operational and strategic challenges of the expansion were tackled cross-border, as well as the role of the European platforms in the construction of a more competitive payment market and insurance. The debate was moderate by Nuria Mohedas, Payment and Banking director Digital of Cecabank.
Immediately afterwards, Andrea Fiorentino, Head of Solutions Overall Clients in Visa, and Susana Rubio, VP Products and Solutions Lead of MasterCard —en its global network condition of payments intermediation and processing to scale internacional— participated in a moderate debate by José Manuel Domínguez, Payment by Card Service director of Cecabank. Throughout the debate shared its vision on the adjustment of the fee-paying solutions international to the particularities of each market and the need of harmonising the experience of the user without losing efficiency nor security, using for this new technologies as agents of artificial intelligence.
The debate continued with an analysis of the impact of the digital new tools in the evolution of the financial system and, specifically, in the fee-paying means. Moderate by Julio César Fernández, director of Business and Support Development of Operations of Cecabank, the session had José Manuel Marqués's share, director of the Department of Market infrastructures and Innovation of the Banco de España; Gloria Hernández, member of Finreg360; and Leif Ferreira, founder and CEO of Bit2Me. During the dialogue key issues of the field were tackled of the digital currencies —incluidas the criptomonedas, the stablecoins and the euro digital—, as well as its implications for the adoption of new models fee-paying and its influence in the financial services.
The meeting continued with an analysis on how the macroeconomic and geopolitical context is conditioning the evolution of the industry of payments. Moderate by Juan José Gutiérrez, corporate director of Payments of Cecabank, the session had Francisco Rodríguez's share, Financial and Digitisation Divisional Director of FUNCAS, and Gorka Briones, Strategy responsible for member and Deloitte's Innovation, who contributed its vision on challenges of the industry in a marked environment for the increasing fragmentation geopolitical, the need of strengthening the resilience of the infrastructures and the advance towards a strategic European greater autonomy.
As a close of the meeting, Juan José Gutiérrez, corporate director of Payments of Cecabank, underlined that “forums as this meeting are key for analyse, from a strategic perspective, the dramatic shifts that goes through the industry of payments. In Cecabank work every day together with the companies, accompanying them in its daily needs, the regulatory adjustment and the evolution of the technology and infrastructures, a commitment that is translated in a constant investment in resilience and innovation, fundamental pillars of the new payments”model.
Cecabank strengthens its role as a panEuropean infrastructure of payments B2B
In the field of payments, Cecabank continues consolidating as an infrastructure key for the sector, strengthening its skills, diversifying solutions and accompanying to its clients in its digitisation processes. As a supplier B2B specialised, the company offers flexible and innovative solutions for the processing of payments by card, account, e-commerce and mobile payments, as well as advanced services of technological platforms, that they include digital banking solutions and of electronic bill.
With presence in thirteen countries and a base of more than 300 national and international clients, in the last financial year Cecabank managed a total volume of transactions higher than 2,420 millions, of which more than 1,859 millions corresponded to operations with card and 189 millions to transactions Bizum between individuals, a reflection of its high relevance operations and of its skills to accompany the evolution of the payments in Europe.
Throughout the last year, the company has boosted in a decided way the technological innovation, providing safer payments, efficient and without borders, in line with the advance towards a fully comprehensive European market. In this context, has deepened in the implementation of solutions of the major international outlines, has expanded the functionalities of Bizum —con growth in e-commerce and in cross-border payments within the framework of the project EuroPA— and it has introduced the functionality of verification of payee (VoP) in the operations of transfers for its transfer clients in Spain, Andorra or Luxembourg.
The offer is completed with all-inclusive solutions throughout all the value chain of the payment, including value-added services and solutions of currency change in international payments —a via Overall FX Payments—, as well as currencies dynamic conversion in businesses and ATMs, leaned on advanced technologies of artificial intelligence. Cecabank strengthens thus its role as habilitador of the ecosystem of payments, providing the settlement of operations to clients not members direct of the national and European clearing houses.
